Reflecting on why most people struggle, following issues comes to mind, fatherlessness, psychological- & financial illiteracy.


Statistics on fatherlessness worldwide are very saddening and reveals a scary reality.

Hundreds of millions of young souls worldwide are suffering from missing a physically and emotionally present alpha role model, in their life.


  • 63% of youth suicides are from fatherless homes.
  • 90% of all homeless and runaway children are from fatherless homes.
  • 85% of all children that exhibit behavioral disorders come from fatherless homes.
  • 80% of rapists come from fatherless homes.
  • 71% of all high school dropouts come from fatherless homes.
  • 75% of all adolescent patients in chemical abuse centers come from fatherless homes.
  • 85% of all youths sitting in prisons grew up in a fatherless home.


  • 5 times more likely to commit suicide.
  • 32 times more likely to run away.
  • 20 times more likely to have behavioral disorders.
  • Boys are 14 times more likely to commit rape.
  • 9 times more likely to drop out of high school.
  • 10 times more likely to abuse chemical substances.
  • 9 times more likely to end up in a state-operated institution.
  • 20 times more likely to end up in prison.

Original source (german): Lovefreund.de

Other sources (english): fathers.com & allprodad.com


Psychological illiteracy is the lack of ethical application of psychological skills and knowledge, which benefits individuals in their personal, occupational, and civic lives and subsequently benefit society as a whole.

Without rational- and emotional insights and control of the mind, life is a living hell, and you're missing out on great lifetime opportunities.


  • 6.9% of adults in the U.S.—16 million—had at least one major depressive episode in the past year.
  • More than 90% of people who die by suicide show symptoms of a mental health condition
  • Approximately 1 in 5 adults in the U.S.—43.8 million, or 18.5%—experiences mental illness in a given year.
  • One in five 18 to 25 year olds experienced a mental illness in the past year
  • 18.1% of adults in the U.S. experienced an anxiety disorder such as posttraumatic stress disorder, obsessive-compulsive disorder and specific phobias.
  • Access to insurance and treatment increased, as healthcare reform has reduced the rates of uninsured adults.
  • In a survey, 80% of employees stated that workplace stress affected their personal relationships.
  • Each day an estimated 18-22 veterans die by suicide.
  • 7.7% of youth had no access to mental health services through their private insurance.
  • Depression is a prevalent and increasingly recognized risk factor for both the development of and the outcome from coronary artery disease (CAD).

Source: rethinkstigma.org

Financial illiteracy

Financial illiteracy is the lack of understanding and effectively using various financial skills, including personal financial management, budgeting, and investing. Not knowing the difference between "Working for money" vs. "Making money work for you".

A reason is lack of personal finance instruction in most public high schools and a mistaken reliance, on the part of many, that the best way to learn about financial topics is through one's parents or life experiences.


  • 53% of adults are financially anxious.
  • 2 in 3 families lack an emergency fund.
  • 78% of adults live paycheck to paycheck.
  • 3 in 5 adults don’t keep a budget.
  • 4 in 5 youths failed a financial literacy quiz.
  • 27 states scored a C, D, or F for high school financial literacy
  • 54% of millennials are concerned about student loans.
  • 60% of adults had credit card debt in the past year.
  • 4 in 5 adults experience barriers to homeownership.
  • Fewer than 1 in 5 adults are confident in savings.

Source: opploans.com